"It’s not enough just to have clarity, with rules and guidance on the books. For regulators must then walk the walk, not just talk the talk, and operationalize the rules we put in place. That is how you strike the balance between protecting markets and consumers, while also allowing for responsible innovation in the marketplace."

Read DFS Superintendent Adrienne Harris' keynote remarks at the Capital Meets Policy Dialogue, Europe Chapter on the considerations for regulators as they navigate regulating new technologies.