
The Blueprint for The Future of Digital Money and Infrastructure
The Digital Assets Dialogue at Point Zero Forum

The pressure to implement effective regulation for digital assets has never been higher. While MiCA has set a precedent for stablecoin oversight, significant gaps remain in integrating tokenized assets, permissionless blockchains, and Layer 1 infrastructure into regulated finance.
Point Zero Forum 2025 will tackle key priorities including:
1. Stablecoins: Establishing clear rules for compliance, interoperability, and their role in cross-border payments.
2. Digital asset infrastructure: Defining the regulatory approach for tokenization, settlement networks, and the role of decentralised finance (DeFi) in a multi-network future.
3. Security & market integrity: Addressing risks like market abuse, privacy concerns, and cyber threats through and cross-border regulatory alignment and enforcement.

Don't Miss Out on these Key Forum Sessions:
- Blockchain and Tokenisation in Financial Markets – A Central Banking Perspective
- Global State of Digital Asset Regulations: Regulatory Harmonisation on Digital Assets
- A Case Study in Navigating One of The World's Largest Cyber Heists
- The Institutional Digital Money Dialogue
- Fireside Chat: The Outlook on Digital Assets with Richard Teng, CEO of Binance
Leading Digital Assets Experts:
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Richard Teng
Chief Executive Officer, Binance
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Fiona Murray
Managing Director, APAC, Ripple
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Peter Kerstens
Advisor, DG FISMA, European Commission
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Elise Soucie Watts
Executive Director, Global Digital Finance
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Prof. Chris Brummer
Founder, Georgetown Law and The Fintech Foundation
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Simon Taylor
Head of Strategy, Sardine
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Petra Tschudin
Member of the Governing Board, Swiss National Bank
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Ben Zhou
Co-founder & Chief Executive Officer, Bybit
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Antonio Alvarez Lorenzo
Chief Compliance Officer, Crypto.com
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Lily Liu
President, Solana Foundation
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René Michau
Global Head, Digital Assets, Bank of England
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Alan Lim
Director & Head, Financial Infrastructure and Artificial Intelligence Office, Monetary Authority of Singapore

Richard Teng
Chief Executive Officer
Binance
Richard Teng is an experienced executive with over three decades of financial services and regulatory experience. Richard has been the CEO of Binance since his appointment in November 2023. By working closely with various stakeholders including regulators, policymakers, industry players and users, Richard is furthering the growth of Binance in a compliant and sustainable manner. Prior to this role, Richard held various senior leadership roles within the company since joining in August 2021.
Before joining Binance, Richard was CEO of the Financial Services Regulatory Authority at Abu Dhabi Global Market (ADGM), where he showcased his capabilities as one of the world’s foremost innovative regulators. Richard’s vast experience also includes being the Chief Regulatory Officer of the Singapore Exchange (SGX) and the Director of Corporate Finance in the Monetary Authority of Singapore.
Richard received his Masters in Applied Finance from the University of Western Australia.
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Fiona Murray
Managing Director, APAC
Ripple
Fiona first joined Ripple in 2018 in London, and moved to Singapore in 2020 to lead the APAC sales team where she played an instrumental role in onboarding financial services companies interested in adopting enterprise-grade blockchain and crypto solutions globally.
Fiona’s career is grounded in technological experience across both sides of “bi-modal” IT strategies, and her extensive product knowledge and expertise in the digital payments space has been pivotal in driving growth at Ripple.
Prior to Ripple, Fiona held business development positions within large enterprises, including Oracle, Fiserv and Misys (now Finastra), and has been helping financial institutions innovate in payments across Europe and Asia.
Fiona holds a Master of Arts in Politics, Philosophy and Economics from the University of Oxford. In her spare time, she enjoys chasing her toddler around Singapore and indulging in the occasional round of Muay Thai boxing.

Peter Kerstens
Advisor, DG FISMA
European Commission
Peter advises on Technological Innovation, Digital Transformation and Cybersecurity at the European Commission’s financial services department. He has lead work on the European Commission’s Fintech Action Plan and Digital Finance Strategy and co-chaired the European Commission’s Fintech Taskforce. Peter is often referred to as the father of Mica (the EU Markets in Crypto Assets Regulation) and Dora (the EU Digital Operational Resilience Act).
Peter has extensive experience in EU policy and regulation in a wide variety of fields, including single market, financial services, digitalisation, security, foreign policy sanctions, consumer protection as well as health and food safety. Earlier in his career, Peter was Finance Counsellor at the EU Embassy in Washington DC. He has also been a member of the private offices of the commissioner for the internal market and services and the commissioner for health and consumer protection. Before joining the European Commission, Peter advised major corporations on EU policy and regulatory affairs.
He is a Dutch national and holds double magna cum laude master degrees in European affairs and political science from the College of Europe in Bruges and the University of Leuven, Belgium. He is an Adjunct Professor of Law at Vanderbilt University Law School and a consummate public speaker.
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Elise Soucie Watts
Executive Director
Global Digital Finance
Elise is the Executive Director of Global Digital Finance (GDF), board member, and also board advisor to several start-ups on policy & regulatory issues.
Previously, she was at the Association for Financial Markets in Europe (AFME), leading Digital Assets and Data Strategy work, and prior to that she worked at the Financial Conduct Authority (FCA), across both their Technology, Resilience and Cyber Division. and International Division.
Named ‘Next Generation Leader of the Year’ at the 2022 Women in Finance Awards UK, Elise’s dual public and private sector experience positions her to lead both regulatory advocacy and contribute technical knowledge to support the growth of the digital assets ecosystem.
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Prof. Chris Brummer
Founder
Georgetown Law and The Fintech Foundation
Chris Brummer is the Agnes Williams Sesquicentennial Professor of Financial Technology at Georgetown University Law Center and founder of Bluprynt, the crypto disclosure company. He is also the founder of DC Fintech Week, the leading fintech policy conference in the United States.
As a professor, advisor, board member and advocate, Professor Brummer has lent his expertise to policymakers, founders, startups, and nonprofits around the world grappling with some of the most challenging puzzles facing innovation, regulation, and inclusion. His work has been featured in The New York Times, CNN, Marketwatch, Fast Company, The Wall Street Journal, Bloomberg, Yahoo Money, Roll Call, Cointelegraph, and Coin Desk, among others.
He serves on the boards of directors of Fannie Mae, PayPal Digital, and K2 Integrity.
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Simon Taylor
Head of Strategy
Sardine
Simon is one of fintech's most respected voices, providing unparalleled insights from over 20 years driving innovation. His popular Fintech Brainfood blog boasts 40k+ subscribers including top CEOs and VCs.
As a sought-after keynote speaker and advisor, Simon leverages his experience pioneering mobile banking apps and leading digital transformation for global banks.Simon is a a regular industry commentator for media like BBC, CNBC and the financial times
Trusted by the industry's biggest names, he provides guidance to regulators, financial institutions, and tech companies on strategically capitalizing on emerging trends in fintech, open finance, and AI.

Petra Tschudin
Member of the Governing Board
Swiss National Bank
Petra Tschudin is a Member of the Governing Board of the Swiss National Bank and Head of Department III, overseeing Money Market and Foreign Exchange, Asset Management, Banking Operations, Information Technology, and the Singapore branch office. She was appointed to this role by the Swiss Federal Council, effective 1 October 2024.
Previously, she served as an Alternate Member of the Governing Board (2022–2024) and held various positions at the SNB, including Deputy Head of the Economic Affairs division and Head of the Monetary Policy Analysis unit.
She earned a Doctorate in Economics from the University of Basel in 2002, where she also lectured and completed her post-doctoral studies (Habilitation) in 2007. She worked as an economist at the Bank for International Settlements (2009–2011) and later conducted research in Dublin as an Associate Research Professor at the Economic and Social Research Institute while teaching at Trinity College (2011–2014).

Ben Zhou
Co-founder & Chief Executive Officer
Bybit
Ben Zhou is the co-founder and CEO of Bybit, a top-three crypto exchange by volume that has grown significantly since its founding in 2018. With a background in traditional markets, Zhou's expertise in navigating the global crypto landscape sets him apart as a leader in the exponential crypto space.
He successfully built Bybit through proactive engagement with regulators and a commitment to compliance, transparency, and customer protection, leading to licenses in multiple countries. Zhou offers valuable insights into the challenges of building a crypto exchange and has a deep knowledge of the global crypto context, as well as key market drivers from liquidity, institutional capital, and trends like Web3 gaming.

Antonio Alvarez Lorenzo
Chief Compliance Officer
Crypto.com
Antonio is responsible for leading worldwide regulatory compliance across Crypto.com's entire product ecosystem. His compliance background expands across payments, remittances and cryptocurrency offerings. Prior to joining Crypto.com, Antonio led a successful Anti-Money Laundering (AML) program that was deployed across European and Asian markets at Coinbase. Antonio also served as senior business leader at Visa and has held senior roles at a number of other payments companies including Western Union. During a 13-year tenure at American Express, Antonio was responsible for leading the business transformation and compliance governance programs across multiple business lines and geographies.

Lily Liu
President
Solana Foundation
Lily Liu is an operator and investor focused on the blockchain industry. Lily is the President of the Solana Foundation and Co Founder of Anagram.
Lily has a background as a CFO and operating executive in the US, Europe, and Asia. Previously, Lily co-founded [Earn.com](http://earn.com/) which was acquired by Coinbase in 2018. She was also the CFO of the Chinaco Healthcare Corporation, where she built a 500-bed private hospital in China. Lily also worked at KKR in New York as well as McKinsey in New York and Beijing.
Lily received a BA in Economics and International Relations from Stanford, and studied East Asian Studies at Harvard.

René Michau
Global Head, Digital Assets
Bank of England
René Michau is Global Head of Digital Assets and is responsible for coordinating the strategic approach across Standard Chartered and SC Ventures, aligning innovation and capability delivery to provide clients with safe access to digital asset solutions. René led the establishment of the Fintech Banking business at SC and has worked across Financial Markets, Transaction Banking, Risk and Technology for several banks including HSBC, ANZ and NAB. His early career was spent as an Army Officer in the Australian Defence Force.
René also leads the development of crypto trading at Standard Chartered and co-chairs the Global Digital Finance Institutional Crypto Working Group and the Institute of International Finance (IIF) Digital Assets Forum. René is a member of the Digital Asset Markets sub-committee of the Commodities and Futures Trading Commission (CFTC)’s Global Markets Advisory Committee (GMAC).
René is a strong advocate for fintech innovation and dedicates his time collaborating with fintechs on community building, podcasts, academic research and speaking engagements. René is passionate about the empowerment of the amazing women in crypto and fintech and advocates for the power of diversity.

Alan Lim
Director & Head, Financial Infrastructure and Artificial Intelligence Office
Monetary Authority of Singapore
Alan is the head of the Financial Infrastructure and Artificial Intelligence Office at the Monetary Authority of Singapore. He is responsible for developing Singapore’s digital financial infrastructure and strategies to foster responsive innovation in AI and digital asset. Prior to this, he held various leadership roles in the private sector including managing consulting and development teams across Asia Pacific.
GFTN Insights
The Public-Private Roundtables bring together regulators, policymakers, and industry leaders for results-driven discussions and exclusive networking. Held under Chatham House Rules, these sessions foster meaningful dialogue to drive actionable outcomes.

The Need For Action
Regulatory fragmentation is a major challenge as blockchain, digital assets, and tokenized finance transform global markets.
Divergent regulations on blockchain and digital assets create legal and compliance challenges, slowing adoption. With DeFi and tokenized finance expanding, policymakers must balance oversight with innovation through globally aligned frameworks.

Be Part of These Roundtable Discussions:
- DLT for Financial Market Infrastructure (FMI): What Is Missing
- Ensuring Privacy and Trust in Digital Asset Data Flows
- Market Abuse in Crypto Markets
- Navigating Global Regulatory Headwinds in The Future of Digital Money
- Permissionless Blockchain in Financial Services and Public Blockchain Regulation
- Re-thinking Payment Controls in A Blockchain and Tokenized World
- The Fungibility of Stablecoins: Unlocking Cross-Border Payments or Fragmenting the Global Financial System?
- The Future of Staking: Identifying Critical Issues Around Regulation, Market Risks and Investor Protection
- The Stablecoin Debate Unpacked: Right Rules for Stability, Security and Growth
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"These forums can only be the tipping point or starting point of further collaborations, so it’s a good way to start something new, starting new endeavours, and to find new partners to discuss things first."
Karmela Holtgreve
Director General Strategy & Innovation, Deutsche Bundesbank
"The topics that are chosen for discussion, are things that will be done in the future, and thats very important to us as policymakers because it helps us keep our eyes on what there is to come, and to prepare ourselves for that future."
Tommaso Mancini-Griffoli
Division Chief of the Payments, Currencies, and Infrastructure, International Monetary Fund
"These forums can only be the tipping point or starting point of further collaborations, so it’s a good way to start something new, starting new endeavours, and to find new partners to discuss things first."
Karmela Holtgreve
Director General Strategy & Innovation, Deutsche Bundesbank
"The topics that are chosen for discussion, are things that will be done in the future, and thats very important to us as policymakers because it helps us keep our eyes on what there is to come, and to prepare ourselves for that future."
Tommaso Mancini-Griffoli
Division Chief of the Payments, Currencies, and Infrastructure, International Monetary Fund