Faryar Shirzad

The rise of tokenization has introduced significant challenges around security and regulatory oversight, with increasingly divergent attitudes across jurisdictions. As digital assets are increasingly fractionalized and moved across borders, regulatory authorities and institutions must grapple with how to monitor, tax, and secure tokenized assets.  
  
What role do governments and institutions play in ensuring that tokenization is safe from misuse, fraud, or money laundering, and how will international regulatory cooperation or divergence impact the growth of tokenized markets? The session will examine regulatory responses and the potential for cross-border legal harmonisation or the lack thereof.

Stablecoins have introduced a new paradigm for digital finance, offering the promise of faster payments, greater financial inclusion, and seamless cross-border transactions. But with this potential comes risk—from financial crime and illicit activity to consumer protection gaps and systemic market threats. As regulators race to put the right guardrails in place, the question remains: What does an optimal regulatory framework for stablecoins look like?

Tighter oversight could bring greater legitimacy and mainstream adoption, but at what cost? Could excessive restrictions stifle innovation and limit stablecoins’ ability to compete with traditional finance? Meanwhile, financial institutions are stepping into the space, bridging the divide between regulated banking and digital assets—but is this the answer to ensuring stability, or simply a step toward the centralization of stablecoins?

This discussion brings back the banking and crypto voices from the three-part debate (Battle Royale of Payments,  Digital Currency Showdown and Stablecoins vs Tokenised Deposits) with policy experts to tackle the key risks of ML/TF compliance, consumer protection, and financial stability. Expect a hard-hitting discussion on the future of stablecoin regulation as we break down the real risks, real opportunities, and real regulatory solutions that will determine whether stablecoins remain an experimental asset class—or the foundation of the next financial revolution.