Pallavi Thakur

As financial services expand, consumers enjoy a myriad of choices for instant payments from an evolving ecosystem of providers. However, many of these solutions are designed for domestic use and lack true interoperability, limiting their cross-border utility. We will explore how leveraging technologies like blockchain, tokenised assets, and CBDCs, alongside globally aligned standards such as ISO 20022, can mitigate fragmentation risks and connect ‘digital islands’. Discover how these innovations can herald a new era of seamless interoperability for cross-border payments, enhancing efficiency, security, and global financial connectivity.

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